DEBT Advisory
Financing Enterprise. Financing Expansion.
Debt advisory services can provide businesses with efficient access to capital for requirements including growth, acquisitions, projects, capital expenditure and working capital, while appropriately structured financing can help preserve ownership and minimise equity dilution.
Magnet Capital Partners advises businesses on financing for expansion and other strategic requirements, structuring and arranging debt through banks, financial institutions, housing finance companies and NBFCs while aligning funding structures with business objectives, cash flows and asset profiles.
DEBT
Advisory
Financing Enterprise.
Financing Expansion.
Debt advisory services can provide businesses with efficient access to capital for requirements including growth, acquisitions, projects, capital expenditure and working capital, while appropriately structured financing can help preserve ownership and minimise equity dilution.
Magnet Capital Partners advises businesses on financing for expansion and other strategic requirements, structuring and arranging debt through banks, financial institutions, housing finance companies and NBFCs while aligning funding structures with business objectives, cash flows and asset profiles.
Shape.
Suitability.
Solvency.
Debt Solutions Aligned With Business Needs
Every financing requirement begins with understanding the purpose of capital, the broader operating context and commercial priorities of the business and underlying financial considerations that determine how an appropriate debt solution should be shaped.
Selecting a suitable financing solution requires evaluating available instruments, lender appetite, repayment capacity, security structures and commercial terms across funding and transaction scenarios to determine an appropriate fit between the business and prospective lenders.
At Magnet Capital Partners, we structure debt solutions with a focus on financial sustainability and debt-servicing capacity, helping clients access appropriate financing aligned with their cash flows, capital structure, evolving business requirements and broader long-term strategic commercial objectives.
Breadth. Balance. Bespoke.
Our Debt Advisory Capabilities
01
Working
Capital
Cash Credit, Overdraft and Working Capital Limits to support ongoing business requirements, operational liquidity, cash flows and short-term funding needs.
02
Trade
Finance
Bank Guarantees and Letters of Credit related non-fund facilities aligned with business and contractual obligations, supporting transactions, obligations and commerce.
03
Project
Finance
Long-term financing for greenfield and brownfield projects, supporting new development, construction, expansions, infrastructure creation and long-term capital requirements.
04
Term
Loans
Funding for expansion, capital expenditure and acquisitions, supporting business growth, capacity enhancement, long-term asset creation and strategic investment requirements.
05
Mortgage
Finance
LAP and LRD, DLOD financing against eligible properties, structured around asset value, rental cash flows and broader short-term and long-term business funding requirements.
06
Portfolio
Lending
Financing against FDs, eligible shares and mutual fund holdings, enabling liquidity while retaining underlying investments and supporting broader funding requirements.
07
Acquisition
Funding
Debt financing structured to support eligible acquisitions, strategic investments and transaction requirements, aligned with underlying cash flows and repayment capacity.
08
Debt
Refinancing
Evaluation and restructuring of existing borrowings to improve financing terms, including release of personal guarantees and collateral such as self-occupied residential properties.
09
Structured
Debt
Bespoke financing structures designed around specific business requirements, cash-flow profiles, transaction dynamics and broader long-term and short-term strategic funding objectives.
Relationships.
Resources.
Responsiveness.
Extensive Access to Banks and Lending Partners
Strong lender relationships provide businesses with access to financing institutions whose appetite, sector preferences and credit parameters may differ significantly across transactions and market conditions.
A broad financing network creates greater resources for evaluating potential funding routes across different lender categories, enabling businesses to consider alternatives appropriate to the nature and complexity of their requirements.
At Magnet Capital Partners, we maintain relationships across the lending ecosystem and engage institutions based on financing requirements, helping businesses navigate smooth transaction progression throughout the entire process.
Our Lending Network
- Public Sector Banks
- Private Sector Banks
- Foreign Banks
- Financial Institutions
- NBFCs
- Housing Finance Companies
- Sector-Specific Lenders
- Lending Corporates
- Family Offices
- HNIs
Creditworthiness. Capacity. Collateral.
Understanding What Lenders Evaluate
Key Lender Considerations
- 3 Ps – Promoter | Project | Place
- Promoter experience and financial strength
- Business model and industry outlook
- Cash-flow visibility and debt-servicing capability
- Security and collateral coverage
- Existing leverage and banking relationships
- Appropriate repayment structure
- Financial discipline
- Regulatory compliance – Self and Macro
Credit assessment begins with the underlying strength of the business, including its operating model, industry outlook, promoter experience, financial discipline and existing banking relationships. These factors help lenders form a view on overall creditworthiness.
Lenders also assess the capacity of a business to service debt through cash-flow visibility, existing leverage and an appropriate repayment structure, ensuring that proposed financing remains compatible with its financial position.
At Magnet Capital Partners, we help businesses evaluate collateral, security coverage and other key credit considerations alongside their broader financial profile, enabling financing proposals to be presented with greater clarity and preparedness.
Rigour. Reasoning. Reliability.
Why Choose Magnet Capital Partners
Effective debt advisory requires rigorous evaluation of financing alternatives, lender appetite and commercial terms to identify structures appropriate to the borrower’s requirements and financial position.
Sound financial reasoning supports informed lender engagement through appropriate analysis, modelling and documentation, helping businesses evaluate financing alternatives and negotiate commercial terms with greater preparedness.
At Magnet Capital Partners, we combine lender relationships, transaction experience and reliable coordination across the financing process, supporting clients from initial structuring and lender engagement through financial closure, disbursement and post-funding requirements.
Scope. Sequence. Steer.
A Structured Approach to Debt Advisory
The advisory process begins by establishing the scope of the funding requirement, understanding its purpose and evaluating the financial and commercial considerations that will influence the appropriate financing solution.
The transaction is then sequenced through financial analysis, lender-ready documentation, identification of suitable institutions, negotiation of commercial terms and coordination across due diligence and documentation.
At Magnet Capital Partners, we steer the financing process through lender engagement, financial closure and disbursement, remaining involved across relevant stakeholders and post-funding requirements.
Our Process
01
Analyse and understand client’s funding requirements
02
Structure the right financing solution
03
Prepare lender-ready documentation
04
Identify suitable banks, FIs, or other lending partners
05
Negotiate commercial terms
06
Coordinate credit appraisal and financial closure
07
Documentation, disbursement and post-funding support
Let’s Take Your Debt Requirements Forward.
Whether strengthening working capital or funding projects, expansions, acquisitions, or exploring refinancing or other strategic requirements,
Magnet Capital Partners provides debt advisory designed to identify appropriate financing structures, engage suitable
lenders and support businesses through the entire financing process.